Roth Ira Limits 2025 Income 2025. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and filing. The roth ira contribution and income limits are rising in 2025.


Roth Ira Limits 2025 Income 2025

In 2025, the roth ira contribution limit is $7,000, or $8,000 if you’re 50 or older. In 2023, the roth ira contribution limits for most people are $6,500, or $7,500 if you’re 50 or older.

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